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Twizzy Terms and Conditions

A legal disclaimer

The following terms and conditions govern all use of the Twizzy.com website, Twizzy mobile applications, and all content, services, and products available at or through the Twizzy mobile applications or the associated website (collectively, the “Platform”). The Platform is owned and operated by Twizzy Inc. (“Twizzy,” “we,” “us,” or “our”). By using the Platform, you agree to these legally binding terms and all additional rules, policies (including Twizzy’s Privacy Policy), and procedures we publish (collectively, the “Agreement”).

1. Acceptance of Terms

By accessing or using any part of the Platform, you agree to be bound by this Agreement. If you do not accept all terms, you may not use the Platform. The Platform is available only to individuals who are at least 13 years old.

2. Educational and Informational Use Only

  • All commentary, interactions, and content ("Commentary") provided by advisors, experts, or users ("Contributors") is for educational and informational purposes only.
     

  • You agree to assume all responsibility and risk associated with any actions or inactions taken based on such Commentary.
     

  • Twizzy and its affiliates, successors, officers, employees, agents, and contractors (“Twizzy Parties”) are not liable for any losses, damages, or consequences resulting from reliance on Commentary.
     

  • Commentary is not a substitute for licensed professional, medical, legal, financial, or psychological advice. You are encouraged to consult qualified professionals.

3. Prohibited Conduct

  • Twizzy strictly prohibits any lewd, sexual, pornographic, or 18+ content. Offenders will be permanently removed, and Twizzy may report such activities to law enforcement.
     

  • You agree not to use AI to generate answers or advice when providing paid responses to other users.

4. User Responsibilities

  • You are responsible for maintaining the security of your account and all activity under your account.
     

  • You may not impersonate another person or entity or misrepresent your affiliation with a person or organization.
     

  • If you contribute any content (“Content”), you represent and warrant:
     

  • You have rights to all content and media posted.
     

  • The content does not infringe any third-party rights, contain malware, spam, or misleading information.
     

  • The content is lawful, non-defamatory, and non-violent.
     

  • Twizzy reserves the right to remove any content at its discretion or terminate access to any user for any reason.

5. Use of Name, Image, and Likeness

By using Twizzy, you grant us permission to use your name, image, and likeness in marketing, promotional content, and digital or printed materials created by Twizzy to promote the Platform.

6. Intellectual Property

  • All Platform content is owned by Twizzy. You may not copy, reproduce, record, or distribute any text, video, or audio content created within Twizzy.
     

  • No derivative content, screenshots, screen recordings, or republishing of content is permitted.

7. External Links and Content

  • Twizzy is not responsible for content on linked third-party websites or content posted by users.
     

  • Use of such content is at your own risk.

8. Copyright Policy

Twizzy respects the intellectual property rights of others. If you believe your work has been copied in a way that constitutes copyright infringement, you may submit a DMCA takedown request to Twizzy.

9. Domain Registration

If you register a domain via Twizzy or connected services, you acknowledge and accept all applicable ICANN policies.

10. Advertisements & Attribution

  • Twizzy may display advertisements and attribution links unless an ad-free version is purchased.

11. Termination

Twizzy may suspend or terminate your access to any part of the Platform at any time, with or without notice. Terms related to ownership, indemnification, disclaimers, and limitations of liability shall survive termination.

12. Disclaimer of Warranties

The Platform is provided “as is.” Twizzy makes no warranties, express or implied, including fitness for a particular purpose. We do not guarantee uninterrupted or error-free operation.

13. Limitation of Liability

In no event shall Twizzy be liable for:

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  • Any indirect, incidental, special, or consequential damages.
     

  • Any lost data, lost profits, or loss of use.
     

  • Any damages exceeding fees paid to Twizzy in the preceding 12 months.

14. Indemnification

You agree to indemnify and hold harmless Twizzy and its affiliates from any claim or expense arising out of your use of the Platform or your violation of this Agreement.

15. Governing Law & Dispute Resolution

This Agreement is governed by the laws of the State of Florida, USA. Any dispute shall be resolved via binding arbitration under the rules of JAMS in Miami, Florida. The prevailing party may recover legal fees and costs.

16. Modifications

Twizzy reserves the right to update or change this Agreement at any time. Continued use of the Platform after changes constitutes acceptance.

17. Entire Agreement

This is the entire agreement between you and Twizzy regarding the Platform. Any waiver must be in writing. If any provision is unenforceable, the rest will remain in full force.

Revision Date: [April 26, 2026]
Twizzy Inc. – Terms and Conditions – Rev. [April 26, 2026]

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